How to Use AI to Write Better Submissions (and Get Faster Quotes)

“How to Use AI to Write Better Submissions (and Get Faster Quotes)”

Most agents think underwriting delays are the market.

Sometimes they are.

Most of the time?

It’s the submission.

The Reality

Underwriters are scanning.

Not studying.

If your submission doesn’t clearly explain the risk…

You get:

• More questions
• Slower responses
• Average terms

The Opportunity: AI-Assisted Risk Summaries

Instead of sending raw data…

Use AI to create a clear, professional submission summary in seconds.

Step 1: Feed AI the Details

Take your account info and drop it into AI:

• Type of business
• Years in operation
• Revenue/payroll
• Loss history
• Key exposures

Step 2: Use This Prompt

“Write a 4–5 sentence underwriting summary for this account. Make it clear, professional, and highlight why this is a good risk. Address any potential concerns proactively.”

Step 3: Refine It

AI gives you a strong base.

Now tweak:

• Add anything specific
• Remove fluff
• Make it sound like you

Takes 30 seconds.

Step 4: Attach It to Every Submission

Now every submission includes:

• Clean data
• Clear story
• Controlled narrative

You just made the underwriter’s job easier.

Why This Works

Underwriters respond to:

• Clarity
• Context
• Confidence

AI helps you deliver all three—consistently.

Bonus: Use AI to Answer Objections Before They Ask

Ask AI:

“What concerns would an underwriter have about this account?”

Now you’re thinking ahead.

And positioning accordingly.

What This Does for You

• Faster responses
• Better relationships with underwriters
• Stronger terms
• Higher close rates

Bottom Line

AI won’t win the deal for you.

But it will make your submissions sharper, faster, and easier to approve.

And in this market…

That’s a serious advantage.